This is something that I think we all probably neglect. We all have good intentions and want our business to succeed,but we all tend to find an excuse for not doing what we should, when we should. I am as guilty of this as anyone. Remember, there is no such thing in business as "LUCK". All of the really "lucky" peopleI have met were successful in their business because they took action, not because they were lucky. In other words, the harder they worked, the "luckier" they became.The Power of Action is undoubtedly an extremely important part of realizing and utilizing the unlimited potential that has been made available to you. In the center of every being, whatever its form, the power of action is present. Joy is an emotion by which the body's power of action is increased or assisted. Make joy an integral part of your everyday life. Take a few minutes each day to do something that you enjoy doing. See the tremendous difference it makes to your ability to take action on the things you must do.The vision of a "golden life" varies with each person. How essentially simple life is, and how we complicate it. Have you ever wondered how to make major changes in your life? Action assumes importance as you contemplate making changes. Most of what you have encountered in your life, so far, is the result of your beliefs. There are two great blessings in man's life, thoughts and action. To change your life you must start by changing your habits of thought. "Impossible" and "can't" must be removed from your thought processes. Science has proven that when you think you can do something that your mind will find a way to do it. Once the mind has found a way to accomplish what you desire, then action is required. Where there is action, there is life and creation. One of the turning points in your life will be when you discover the power of action, your power of action. Life has an amazing way of working out when you choose not to give up, but to harness your power of action.Do you want to have a wildly successful business? For maximum effectiveness in life, love or business, it helps to have the right habits. Wisdom with the power of action is the true secret to wealth in life as an entrepreneur.One of the laws of success is that the universe rewards those who take action. Action is the foundation of success. You are programming yourself for greatness and success when you take action on your goals and ideas. Acting on your goals will bring success into YOUR life. There can be no success without it.Awaken your potential knowing that the power of action is within you. The power of action is just like dropping a stone into a pond. The ripples continue outward affecting everything around you. Education is great. Knowledge is great. Experience is great. Planning is great. Ideas are great. But the power of action is gigantic. Without it the rest is useless. You must take action to get what you want.
Best Ways to Choose a Credit Card Processing CompanyOne of the most critical decisions for launching an online business is deciding on which credit card processor to use and how you will choose to process your customer's payments. There are two primary methods to choose from: You can use a true merchant account and do it yourself or you can use what is known as a third-party processor. The credit card processor method you select can possibly effect the execution of your entire Website.Probably the best way to choose a credit card processor is by simply listing your needs and then comparing the various available plans. Will cost be the most important element and what other factors will be involved? Try comparing both a true merchant account to third-party credit card processors side by side.How is a true merchant account different from a third party credit card processor?True Merchant Credit Card ProcessorsWith a true merchant account, you are the merchant and you have the option of applying directly through a bank. However, this is often done through a sales agent. The account will be dedicated to your business only. You, as the merchant will have total control over the account and be totally responsible for it in everyway. You will have to provide a gateway for the account because this will not be included in the account.Note: Some companies that offer credit card processor plans will extend a bundle that includes a gateway as an enticement. You are free to choose any gateway you prefer since they are totally separate entities.Basically, your merchant account for a credit card processor is a direct account with MasterCard, Discover Card and American Express. If you resolve to accept payments from their members, you must abide strictly by their rules.Third-Party Credit Card ProcessorsA third-party credit card processor company has it's own merchant account and they allow individuals and businesses to accept credit card payments through them. A third-party credit card processing company has all of the power since they make the rules, which you must adhere to since they are allowing you to share their merchant account. When should you consider using a third-party credit card processing company?-If your business isn't registered-If you have been blacklisted-If you or your mechanize is considered high risk-If you have poor credit or no credit-If you only process a small amount of transactionsIf you are a non-programmer and can't carry out a complex API.Additional considerations concerning third-party credit card processing1. They will not charge higher rates for high risk businesses2. They don't perform credit checks3. They can't be used with a separate gateway4. Their name appears on your customer's credit card statements5. It can take up to a month to receive deposited funds.6. You can't negotiate rates for third-party credit card processing.Most reputable online merchants understand they will be accepting credit cards online and that they will need a merchant account and a payment gateway. There are good reasons for assuming this:-If there are large volumes of transactions to be processed, the discount rate will be far superior with a true merchant account than with a third-party credit processing company.-The merchant will have 100% control over the account. The merchant can deal directly with customers and it's the merchant's name that appears on the customer's credit card statement.-Transparent checkout feature - Allows the customer transaction to be processed directly on the Merchant's Website, rather than being redirected to a third party site.-Portrays a more professional image - A true merchant account is a more seamless process which is expected from customers.When you apply for a true merchant account, you will have to go through a full credit check and you may not use the account in anyway for your own personal use. The rates are always negotiable but high-risk products will garner much higher rates. You may use a separate gateway of your choice for credit card processing and your business name will always appear on the customer's statement. Funds will be deposited within 1-3 days and you may be locked into a contract for several years.Most online businesses that are just starting out have small margins and tight budgets. Cost will be the single most important factor in choosing a credit card processing company for most of them. The needs of each business will vary, as will the offers they receive for credit card processing. In making a comparison, it's almost like comparing oranges and oranges and can be quite difficult. One way to approach the comparison process is to collect the data on fees associated with both third party and a true merchant account first. -Setup fee: how much you need to pay to establish the account -Discount rate: the percentage of sales that the processor takes -Transaction fee: the flat fee the processor charges for each transaction-Monthly fee: the monthly fee associated with keeping the account active -Setup fee: the cost to set up a gateway -Gateway monthly fee: the monthly fee charged by the gateway provider for use of their payment gateway services Next, list the number of transactions you will make each month and how much the average customer will spend on your Website. There is a multitude of third-party processors and true merchant providers for credit card processing that may be compared. For example, Papal and Verisign are two well known companies, but are completely different. ConclusionYou may ultimately use both of these methods to use credit card processing online but the way in which they are implemented are very different. Each has it's own particular advantages. Since every business is different, you must consider all of the factors involved with accepting credit cards online, not just the costs. Sometimes, paying a few additional costs in fees can enhance your customers experience and the overall appearance of your Website. Take ample time to explore all of your options in order to find the best cost-effective credit card processing company that fills the needs of your online business.
A wireless merchant account can bring your business into the 21st century by enabling you to accept credit payments while on the go. All you have to do is get approved for a merchant account and then purchase or lease a wireless credit card processor that can be transported from one location to another by employees who collect credit payments from customers. Heres how it works.1. Apply for a wireless merchant account by finding a reputable merchant services provider to partner with. You can browse many kinds of merchant account Websites on the Internet to find those that will approve your company for a commercial account that will let you accept credit card payments using a wireless processor. Shop for banks, credit unions, or other financial institutions that offer merchant services. Apply online, by mail, or in person with local providers. In many cases you can get a response within a matter of hours, or at most, a day or two. Most underwriters look at an application to determine whether a company has a good credit history, is able to make monthly payments on a merchant account, and is not involved in a questionable or unsavory business.2. Once you have been approved for a wireless merchant account, you can immediately select the equipment you would like to use. Check out several units to find one that is the right size and weight for your companys needs, especially if it will be transported for off-site credit processing. You also should be eligible to get a regular credit card processor to plug into any outlet in your store or another location, if preferred. Many units combine printer and terminal for greater convenience. Purchase prices vary greatly, but you can expect to spend several hundred dollars to purchase a quality wireless unit. Your merchant account extras can add to the cost, with the potential for application, maintenance, service, gateway, and discount fees, among others. Find out in advance what you will have to pay for a particular deal up front, monthly, and annually, and make sure the expenses fit with your company operating budget.3. After implementing wireless merchant account equipment, see how it works for your customers and the degree to which the company benefits. Processing credit payments can help to increase profits, since more customers may be eager to make purchases when they have the flexibility to pay in credit as opposed to paying in cash or by check. If the initial set-up works well, you may decide to move on to other electronic items, like a pager, a check and debit processor, and other types of equipment that can help your company operate smoothly and efficiently. Dont go overboard with buying fancy features that you really dont need. Simply purchase or lease the technology that addresses a specific need that you have already identified. If it works, you can always add more later. If it doesnt, youre only out the investment on the one item.
Making Money Online - What Separates The Dream From Reality?The answer? Firstly accepting that making money online is an ongoing process resulting from hard work, patience and knowledge of internet marketing.If you look for other people to make you money online, by joining their scheme or plan, then sadly, this will be the truth you will have to face again and again: You'll make them money (because they've put the work into building their online business - and know internet marketing - and are patient enough to see the results) whereas YOU will lose your hard earned cash lining someone else's pocket. How to get resell software?Buy software one by one or join a membership club?You can go to eBay or other sites to find resell software. The problem with this is that you are ending up getting many of the same products each time you are buying a product. You must also use much time looking around the web for new products to add to your site.If you find yourself a serious membership site where you can download as much as you want for a small fee. You save the time looking for products yourself and can concentrate on selling and making a great site. This is what a good resell seller would do. He would let other find the products for him and concentrate himself on selling and marketing his site. Who to trust?There are many schemes out there and finding the right membership site for resell software are not easy. To help you we have tried several sites and we have a winner. The winning site is not the site with most products but this is the site that takes care of you and help you if you need it. The member service are excellent and if you are a "nice" member they will help you with free marketing of your site. SoftwareLady.comAfter joining and sending a couples of emails to the management of SoftwareLady, we where overwhelmed by the service of this site. We therefore decided to give them some extra point in this article. The site have about 200-300 products you can download. Most of the products comes with resell rights and others are for personal use and some you can use in your work. They have just started a forum for peoples dealing with resell products. There are not many post in this forum yet, but its a start.The good thing about this site is that they add new products all the time, you will therefore always have access to new products. The second thing is that they always help you if they can. After joining them they gave us free submission to 20 search engines and added us to over 500 link directories. The admin of the site wrote in the email with this offer: "We are trying our best to get our members to succeed". This is the feeling we have about this site. If you are thinking about starting your own internet business with resell software - www.softwarelady.com is a place to start
From: Getpaid2Everybody would love to make lots of money quickly, working from home, and only doing a few hours of work per week. I've spent the past two years trying to find a great way of doing this. Only over the course of the past few months have I found any "get rich quick" programs worth buying. I've been trying to make money online for a long time. I had a few small websites, but they never made much more than a few hundred per month. It was easy money and didn't require much work on my part, but I knew there were people out there doing better than I was and I knew I could do as well as them. Now, I've seen a lot of "get rich quick" programs. Most of these people make claims about earning $2000/day with Google or something similarly insane. Almost all of these people are complete liars. Even if they were making $2000/day with Google AdSense, it'd be because they had high- traffic websites with a lot of quality content. I'd know, because in one whole month, I never even made half of what they promised I'd make daily with their programs. Maybe you've already been scammed by one of these fraudsters. Anyway, I finally got sick of what was being offered. I decided I'd look through the all of the "get rich quick" programs I could find and see if there were any that were actually legitimate. I found that there were owners selling their programs for well over $100, but the information in them could be found almost anywhere online for free. Additionally, they all contained out-of-date information, had no e-mail support, no money back guarantees, and broken links in the downloads section. In conclusion, almost all of the programs I found were completely useless. The owners knew it, but they couldn't care less about their customers since they didn't offer refund policies! Amazingly, while looking through all of the programs, I actually did find a few legitimate programs. They were run by ordinary people like you and me, and they had found some great methods of making money from their home by doing very little work. I spent some time working with those programs, and my income is now ten times what it used to be. These programs provided a large amount of great information on how to make extra money on your computer doing very little work. Numerous customers had provided great feedback and reviews for their products. Many of them have started to make money just days after buying! Their programs have excellent prices, and the authors have a group of paid staff who are dedicating to helping you or providing assistance if you need any. I must say I was amazed! If you do decide to purchase any of the programs listed below, I recommend you join quickly. Most of the owners tell me they are getting an overwhelming number of sales and plan on raising prices in the near future, so order while prices are still low! To Your Online Success, Getpaid2